by Cheryl Kempenich | Feb 21, 2024 | Ask the Real Estate Agent, Buying, Financing, Newspaper Articles
One of my team members was on vacation and his client informed the lender that he was switching lenders less than three weeks before closing, to get a lower interest rate. This created a huge problem with the seller and the listing agent, as it could have delayed the...
by Cheryl Kempenich | Feb 13, 2024 | Ask the Real Estate Agent, Buying, Financing, Newspaper Articles
Lenders require the homebuyer to purchase the lender’s title insurance for an amount equal to the loan. The policy is typically paid for with a one-time premium at closing and remains in effect until the loan has been repaid. This policy protects only the lender...
by Cheryl Kempenich | Feb 4, 2024 | Ask the Real Estate Agent, Buying, Newspaper Articles, Selling
Home buyer’s remorse is a common feeling of regret or anxiety that arises after purchasing a home. It can be caused by various reasons such as overpaying, disliking the location, or realizing that the house needs more maintenance than expected. Some buyers experience...
by Cheryl Kempenich | Jan 31, 2024 | Ask the Real Estate Agent, Home Improvement, Maintenance, Newspaper Articles, Selling
Coming soon marketing can help generate excitement about your home while you are getting ready to put it on the market. The Multiple Listing Service (MLS) has offered the Coming Soon Status since November 2018, but there is still confusion for buyers and sellers. If...
by Cheryl Kempenich | Jan 21, 2024 | Ask the Real Estate Agent, New Listings, Newspaper Articles, Selling
According to the National Association of Realtors, over 90% of buyers view housing on the internet, before they contact their Realtor® to view properties. Property photos are extremely important to these buyers in determining which properties they want to see. The...
by Cheryl Kempenich | Jan 18, 2024 | Ask the Real Estate Agent, Buying, Home Improvement, Maintenance, Newspaper Articles
During the competitive real estate market over the past two years, many buyers declined to have a property inspection to provide more favorable terms for the seller, to get their offer accepted. Some buyers discovered costly problems after they closed that could have...